15 Guaranteed Ways to Get Free Money
You may find yourself in financial problems as the end of the month approaches and payday is still a few days away. “How can I make $100 fast?” or “How can I get cash right now?”. Here are the 15 Guaranteed Ways to Get Free Money that may have crossed your mind several times.
While working a second job or scrounging spare change from your pockets are both realistic possibilities, there are also some creative ways to earn free money.
Take part in paid surveys. Companies are always looking for consumer input and are prepared to pay for it. There are numerous websites and applications that provide surveys in exchange for cash or gift cards.
Unwanted objects can be sold. Take a look around your house and see what you can find.
15 Ways Easy How To Get Free Money
In most situations, you contribute something valuable and receive something in exchange. You might create an account, download an app, or spend time and effort filling out an application. There are numerous firms that have programs that will reward you with cash and other bonuses; you simply need to know where to look. Whether you need money to pay your rent, a student loan, or another payment, or you just prefer free money, here are 15 easy methods to obtain it.
- Boost your bank account with rewards and bonuses.
- Maximize your employer’s contributions to your retirement savings.
- Refer your friends to products and services you love.
- Claim any unclaimed money that may be owed to you.
- Apply for grants and scholarships to cover educational expenses.
- Sell your old electronics.
- Sell your used clothing.
- Sell your photographs.
- Earn money while shopping.
- Take online polls.
- Play video games and watch videos.
- Seek assistance with utility bills.
- Deal with your credit card bills.
- Increase your credit score.
- Earn credit card bonuses.
1- Boost your bank account with rewards and bonuses.
Banks attract you to open accounts with free money, and you may do so online. Most bonus offers range from $200 to $500, however, if you have a significant balance or get substantial direct deposits, you may be able to locate greater deals.
Begin by looking for specials at local banks and internet institutions. Some stock applications will even give you money to invest in stocks just for signing up for an account. To get started in the stock market, you just need a few bucks.
2- Maximize your employer’s contributions to your retirement savings.
Credit cards, like banks, offer sign-up bonuses in the form of cash or points to persuade users to switch. In most situations, in order to earn free money, you must spend a certain amount, which isn’t difficult to do if you simply change the method you make your monthly purchases. When signing up for these, make a note of the expiration date and time period in which you must spend.
3- Refer your friends to products and services you love.
Because 401(k)s are retirement accounts, you won’t receive the money until you retire. Using a 401(k) saves you money today since your contributions are tax-deferred, lowering your taxable income in the years you contribute to your plan.
Even better, federal legislation encourages employers to make contributions. For example, your employer could match 100% of your contributions up to 5% of your pay, which means that for every $1 you donate, your employer will match it up to that level. That’s basically free money, and if you don’t join up, you’re throwing money away.
4- Claim any unclaimed money that may be owed to you.
Tell your friends about your favorite credit card business, app, or phone provider. Your referral could result in cash back in your pocket for referring a new customer to the company.
For example, if you have a Capital One credit card and send a referral link to a friend, you will earn money after that person is authorized for a card. While the sum varies depending on the type of account, some credit cards provide a $150 referral bonus.
If you have a T-Mobile account, you will receive $50 — up to $500 per year — for each friend who enrolls in any plan.
5- Apply for grants and scholarships to cover educational expenses.
With the high expense of education, any financial assistance is welcome, but you may be hesitant to apply for scholarships or other forms of free money if you aren’t a top academic. Don’t be that way. Many awards are based on factors other than grades, such as community service, extracurricular activities, and leadership.
Also, your height. The Tall Clubs International Foundation considers your numerous accomplishments, but only males above 6-foot-2 and women over 5-foot-10 are eligible to apply. High school seniors with a talent for duck calling travel to Stuttgart, Arkansas, to compete for scholarships in the Chick and Sophie Major Memorial Duck Calling Contest.
6- Sell your old electronics.
You may have outdated cell phones, computers, or other technological gadgets. Sell them and make some money. You can sell on eBay, Facebook Marketplace, or Decluttr. Make sure to erase any personal information before selling. Disable any device protection or anti-theft features.
7- Sell your used clothing.
If your clothes are in good shape and you want name brands, you could earn money by selling them online. Start by registering with a site like Poshmark or ThredUp. Several websites will resell your clothes for you, but each has various criteria and products they will accept, so it is important to read their terms and conditions.
8- Sell your photographs.
If you have a talent for photography, you can make money by selling professional-quality images online. Sign up for a service such as Shutterstock or iStock by Getty Images. You’ll upload a handful of your finest images to both sites to get started, and if you’re approved as a contributor, you’re in business. Shutterstock claims to have paid out more than $1 billion to contributors.
9- Earn money while shopping.
You’ve probably heard the phrase “There’s an app for that.” That is also true when it comes to getting free money. Install an app or browser extension that allows you to earn prizes.
Popular options include Rakuten, which has both a mobile app and a Chrome web plugin. You may earn money, get cash back, and browse special discounts simply by signing up and completing eligible purchases. Ibotta, like Rakuten, has a mobile app and a browser plugin, and you can earn free money by shopping.
10- Take online polls.
Marketing firms want to know what you think, and you can turn it into free money – as well as impact their products and services. Surveys don’t usually pay much, but your earnings might mount up over time.
Sign up for a survey website. Some websites, such as InboxDollars, are now providing sign-up incentives. You can make $5 simply by signing up.
11- Play video games and watch videos.
You won’t earn much, as with surveys, but you can make money or earn gift cards by doing activities you enjoy, such as viewing videos or playing online games. Swagbucks and MyPoints are two websites that allow you to earn free money for performing such chores.
12- Seek assistance with utility bills.
Utility costs can put a serious dent in your budget, and you may be eligible for government programs that provide free money aid. The Low Income Home Energy Assistance Program and Lifeline are two such programs.
The websites of the programs will inform you how to apply in your region. To find out who to contact in your state for LIHEAP, go to the Office of Community Services website. Visit the Lifeline website for information on how to get help with your phone and internet costs.
13- Deal with your credit card bills.
You use your debit or credit card every day, so there are going to be bills to pay each month. However, you may be paying more than necessary, and there is a way to negotiate the amount you owe down.
You can negotiate a reduced APR or have late payment costs eliminated by calling your credit card service provider. It doesn’t hurt to look because you could save money on a variety of expenses, which adds up to free money in the long run.
14- Increase your credit score.
This may not appear to be free money right away, but by boosting your credit, you can also improve your long-term financial outlook.
Begin by paying your bills on time and building a good credit history. You will be more likely to not only save money on credit bills overall but also to pay reduced interest rates. This will all add up to huge savings if not free money.
Earn credit card bonuses.
Credit cards provide sign-up bonuses in the form of cash or points, much like banks do to persuade customers to switch. Most of the time, you have to spend a certain amount in order to get free money, but if you just adjust how you make your monthly purchases, it’s not too hard to do that. Make sure you pay attention to the expiration date and the amount of time you have to use these when you join up.
Financial institutions, reward sites, and other businesses are eager to give away free money. It’s available to you – in some situations with minimal effort — so why not look into some of these suggestions?